The average Brit walks around each day touting over €1,250 worth of clothes and accessories. This can include an mp3 player, a handbag, jewellery and a mobile phone. University-educated Britons of 35 and over clock in even higher with an average street value on their person of almost €1,470, consisting of brand name clothing, watches, PDA or laptop. These are the findings of Zurich insurance firm after questioning 1,472 Britons. With an average value of €1,340, women carry more valuables than men, who carry an average of €1,100. A sixteen-year-old already has belongings worth €1,230. Half of those questioned were amazed at the cumulative value of their clothes and accessories. One in six Britons carries an mp3 player, while one in 12 carries a laptop. Eighty-four percent carries a mobile phone. Last year the number of muggings rose 8 percent. Insurer Zurich therefore offers a “personal coverage� of about €50 per year, which includes coverage of mobile phones and mp3 players. The owner does have to be to prove that he or she was threatened to give it up with force, writes the Dutch publication Intermediair.